How should money be viewed, according to financial principles?

Money should be viewed as amoral, which means that it is fundamentally neutral and does not possess inherent moral qualities. This perspective suggests that money itself is not good or bad; rather, it is how individuals choose to use or approach money that determines its impact on their lives and society.

Understanding money as amoral allows individuals to focus on the principles of stewardship, responsibility, and intentionality in financial decision-making. It emphasizes that the ethical implications of money are based on people's actions and values, rather than the currency itself. For example, one person might use their financial resources to support charitable causes, while another might engage in spending that contributes to negative outcomes.

This view contrasts with any perception that money is inherently good, spiritually significant, or morally good, as those interpretations suggest an intrinsic value to money that does not account for the variability in human behavior and intentions. By recognizing money as amoral, individuals can free themselves from associating financial wealth with worth, allowing for a healthier relationship with money and a focus on responsible financial practices.