What is the term used for the rate of return on your money?

The rate of return on your money refers to how much income or profit you earn from an investment, generally expressed as a percentage of the initial investment. The term "interest rate" specifically describes the amount of interest paid by borrowers for the use of money they borrow, or the amount paid to depositors for the money they keep in savings accounts or other interest-bearing accounts.

When you invest money in a savings account, bond, or loan, the interest rate determines how much you earn or pay over time. It provides a clear and quantifiable measure of the money's growth or cost over a specified period, making it a fundamental concept in finance and investing.

In contrast, terms like dividend rate and yield can relate to specific types of investments rather than being a general term for the return on all money invested. Profit margin refers to a company's profitability and is not directly related to individual returns on investments. Therefore, "interest rate" accurately captures the general concept of the return rate on money.