What percentage of families have a negative net worth?

The correct answer reflects the fact that approximately 25% of families in the U.S. have a negative net worth. This statistic highlights the financial struggles that some households face, indicating that liabilities such as debt can exceed their total assets. A negative net worth can result from various factors, including high levels of debt, lack of savings or investments, and financial emergencies that deplete resources. Understanding this percentage is crucial for financial literacy as it emphasizes the importance of managing debt and building assets.

In contrast to the other percentages, this specific figure encapsulates a significant portion of the population that is financially vulnerable, thus providing a clearer understanding of the financial landscape that many families navigate. By recognizing that one in four families may find themselves in a precarious financial position, individuals can better appreciate the necessity of financial planning and sound budgeting practices advocated by financial experts.